Privacy Policy & Terms and Conditions
American Business Funding Inc DBA American Business Funding(hereinafter “Company”) is dedicated to protecting your privacy and providing you with the highest level of service. This Policy explains what the Company does to keep information about you private and secure. This Policy covers only information that you provide to the Company or that it obtains about you from companies that you have chosen to do business with. Please read this Policy carefully and contact us if you have any questions.
Credit Authorization Information
By signing below, each of the above listed business and business owner/officer (individually and collectively, "Applicant") certify that the Applicant is an owner of the above named business and that all information provided in the application is true and accurate. Applicant shall immediately notify American Business Funding Inc dba American Business Funding ("American Business Funding") of any change in such information or financial condition. Applicant authorizes American Business Funding to share this application with each of its representatives, successors, assigns and designees ("Assignees") or any other parties that may be involved with the extension of credit pursuant to this application including those who offer commercial loans having daily repayment features or purchases of future receivables including Merchant Cash Advance transactions, including without limitation the application therefor (collectively, "Transactions”). Applicant further authorizes American Business Funding and all Assignees to request and receive any third party consumer or personal, business and investigative reports and other information about Applicant, including credit card processor statements and bank statements, from one or more consumer reporting agencies, such as TransUnion, Experian, and Equifax, and from other credit bureaus, banks, creditors and other third parties. Applicant authorizes American Business Funding to transmit this form, along with any other foregoing information obtained in connection with this application, to any or all of the Assignees for the foregoing purpose. You also consent to the release, by any creditor or financial institution , of any information relating to any of you , to American Business Funding and to each of the Assignees, on its own behalf. Applicant waives and releases any claims against Recipients and any information providers arising from any act or omission relating to the requesting, receiving or release of the information obtained in connection with this application. You authorize American Business Funding to obtain such information solely to conduct a pre-qualification for credit. Credit Information accessed for my pre-qualification request may be different than the Credit Information accessed by a credit grantor on a date after the date of my original pre-qualification request.
Personal Information We Collect
The personal information we collect about you comes from the following sources:
- Information we receive from you, such as your name, address, and telephone number, or other information that you provide to us over the phone or in documents or applications
- Information about your transactions, such as your account balances with your creditors, payment histories, account activity, and all other information that may be contained in your credit card statements or other reports relating to your debt, and
- Information we receive from consumer reporting agencies and other sources, such as your credit bureau reports, collection agency reports or other communications, and other information relating to your payment histories, creditworthiness, annual income, or ability to satisfy your obligations.
We will not sell or transfer your personal information to third parties without your consent. We may disclose such information in order to effect or carry out any transaction that you have requested of us or as necessary to complete our contractual obligations with you. We may also share your information with service providers that perform business operations for us, companies that act on our behalf to market our services, or others only as permitted or required by law, such as to protect against fraud or in response to a subpoena. We may also share or transfer our information in the event we transfer or sell your account or our business assets to another provider.
By carrying out those services, we may disclose your information, as we see fit and as permitted by law, to your creditors, credit card companies, collection agencies, banks, and other entities and individuals specifically necessary to effect, administer and perform our services.
Your Choices/Opt-out
We provide you the opportunity to 'opt-out' of having your personally identifiable information used for certain purposes. By providing information to the Company you are consenting to the collection, use and disclosure of such personal information in the manner described in this privacy policy. We provide you the opportunity to withdraw your consent when such information is collected.
Such consent may be withdrawn by calling the telephone number provided below or may be done in writing/email and sent to our customer service department at the following physical address or email address:
American Business Funding Inc DBA American Business Funding
150 Motor Parkway Hauppauge, NY 1178.
Main Office: 631-747-5501
Email Info@businessfundusa.com
How We Protect Your Information
We train our employees to protect all customer information. We maintain physical, electronic and procedural controls that comply with government standards. We authorize our employees, agents and contractors to get information about you only when they need it to do their work with us. You can help to maintain the security of your online transactions by not sharing your personal information or password with anyone. Remember, no method of transmission over the Internet, or method of electronic storage, is 100% secure.
This Policy applies to current and former customers. If you have any questions, please contact
American Business Funding Inc DBA American Business Funding
150 Motor Parkway Hauppauge, NY 1178.
Main Office: 631-747-5501
Email Info@businessfundusa.com